The American Dream: for most Americans buying a home, property or business is one of the most important events in their lives. Cascade Escrow's goal is to help simplify the process and make every transaction a successful one.

The following is a quick trip through the typical process of a residential purchase:

1. Buyer and Seller sign earnest money agreement with Realtor, if any.
2. Realtors or parties give accepted offer to Cascade Escrow.
3. Cascade will open the file and order a preliminary title report (ptr).
4. Cascade will send out letters to Seller (for existing loan, homeowner association) and Buyer (for new lender/insurance info).
5. Cascade will deliver ptr to all parties involved (i.e. Realtors, Loan Originator, Seller and Buyer).
6. Cascade will address any title issues and order necessary payoffs.
7. Once the Buyer's Lender is ready, loan documents will be sent to Cascade.
8. Cascade will prepare closing statements listing all charges and credits, and send to Realtors/Lender for approval.
9. Cascade will call Seller/Buyer, Realtor and Lender to schedule appointments for signing.
10. Seller and Buyer will sign all documents (separately) and Buyer will deposit any necessary funds to close (cashier's check or wire transfer required).
11. Cascade will send Buyer's loan documents back to Lender for review.
12. Once all Lender and earnest money agreement conditions are met, Lender will call Cascade and inform them that the loan proceeds have been sent, and the documents can be released for recording.
13. As soon as Lender funds have arrived and Cascade has confirmation of recording with the county, all monies are disbursed and all parties notified that the transaction is officially closed.